.png){kind=logo}
True differentiation within a commoditized market.
There are 36,000 independent insurance agencies in the US and virtually all – big and small – provide the same undifferentiated products and services. We, however, remain relentless in our approach to deliver real value and to redefine the expectations organizations hold toward their broker.
Deliver value customers recognize and reward.
Outside of an established relationship, it is our belief that there is virtually no difference in the value offered from one insurance agency to another. With nothing new or distinguished to offer, we see no reason for a prospective client to entertain a change. Thus, it has become our mission to relentlessly create and drive value for our clients. We are confident that if we successfully deliver a differentiated value proposition our clients recognize, they will reward our efforts accordingly with their business and partnership.
.png)
Sustainably cut expenses by reducing your underlying risk.
Insurance premiums reflect the amount of risk being transferred. To sustainably reduce premiums, we must reduce risk. Ledgestone comprehensive risk solution drives focus toward two key initiatives: improving the engagement levels of your workforce and creating a culture of safety and value.
Research has found that top-quartile engagement organizations have 5x fewer safety incidents and 7x fewer lost time incidents. To help clients drive engagement performance, Ledgestone insurance clients are provided free access to employeeInsite Identification, a digital solution to helping organizations measure, manage, and improve the engagement of their workforce.
To help assist clients in their safety-oriented initiatives, Ledgestone created ExergyPro, a third-party, full-service safety company. As part of your insurance solution, clients are offered a free safety assessment, wherein an ExergyPro safety expert will review your current program to ensure compliance standards are met and identify opportunities for improvement.
Engagement has an undeniable impact on insurance related-losses.
Optimized insurance placement powered by RiskInsite.
Utilizing our proprietary platform – riskInsite – Ledgestone's Commercial, Employee Benefits, and Contract Surety teams will collaborate to design, execute, and manage a value-optimized risk transfer program.
By leveraging riskInsite, our commercial risk team will help identify current exposures, craft a coverage program specific to your organization, and utilize traditional insurance placement or alternative risk transfer to ensure optimal combination of coverage and price.
Ledgestone’s team of subject-experts, supported by our powerful analytics engine, integrated technology products, and robust vendor network, will work directly alongside your team to create and maintain an employee benefits program perfectly aligned with the needs of your organization and people.
By gaining a clear understanding of your future growth plans, Ledgestone’s Surety team proactively develops, manages, and monitors your financial action plan to ensure your bonding program is aligned with your organization’s future growth initiatives.
Ease your administrative burden by utilizing one of our many resources.
Ease the administrative or regulatory burden of your human resources team by leveraging resources such as the Custom Job or Performance Review Builder, Assessment Tool, or HR Hotline.
Utilize our wide array of compliance applications to assist with navigating issues such as ACA Reporting, FMLA Administration, or variances in state labor laws.
Automate the notification process and ensure your up to date with compliance standards relating to issues such as ERISA, COBRA, the Department of Labor, and HIPPA.
Track incidents, generate mandated reports, and create other applicable forms and notices using our turnkey, cloud-based solution to ensure up-to-date compliance with OSHA.
Create and communicate your organization’s HR policies and procedures quickly and easily. Generate a custom, and compliant handbook or onboarding procedures in minutes.
Ready to get started? Chat with a representative.
Send us a message or connect with one of our representatives to begin creating your dynamic enterprise risk management plan today.